The Capital One QuicksilverOne Cash Rewards Credit Card has an annual fee of $39, while the version for those with excellent credit charges an annual fee of $0. on balance transfers for 14 months offer, no BT. A starter rewards card from American Express with no annual fee (see rates and fees ) Capital One Quicksilver Cash Rewards Credit Card. The Capital One Platinum Secured Credit Card is a very good credit card for building credit at a low cost. s. 4. To break it down further, Caesars Credit Card earned a score of 3. S. They now earn 5 points per dollar on up to $1,500 in combined spending per quarter in. The ABOC Platinum Rewards Mastercard® Credit Card is one of their many impressive offerings. 4. The Capital One Venture Rewards Credit Card, for example, charges rates in this range: The ongoing APR is 19. Reviews: Be the first to write one Rewards: Flexible Options Annual Fee: Balance Transfers APR: Purchase Intro APR: Regular APR: $0* N/A:You can check your ABOC Platinum application status by sending an email to [email protected]%. 2021. ABOC expects to reinstate this benefit in late 2020; in the meantime, new cardmembers can still receive a 0% intro APR on purchases for. As the name implies, this is predominantly a rewards card, which pays 0. Ad Disclosure. APR as low as 13. Get a Truly Free Credit Score & Personalized Advice From Our Credit Experts. Among no-annual-fee credit cards, earning an uncapped 3 points per dollar on. Cardholders get nearly two years to pay down a. What we like about the ABOC Platinum Rewards Mastercard® Get $150 as a statement credit after you put $1,200 worth of expenses on the card in the first three months; Each quarter, ABOC Platinum Rewards Mastercard® offers 5x points on certain purchases on a rotating basis, like bills, travel and dining; this additional perk applies only to the. 775% return on your tax. Cashback rewards can only be redeemed for cash with equal value. Get a Truly Free Credit Score & Personalized Advice From Our Credit Experts. Your ABOC Rewards Points will never expire as long as your account is open. . 1 Chase Freedom – PayPal, Walmart; 2 Discover – Amazon, Walmart. Apply now. It’s our Free Money Friday offer. Chase Sapphire Preferred® Card - Best low-annual-fee travel credit card. The Capital One QuicksilverOne Credit Card is worth considering if you want rewards. Chase Sapphire Reserve®. Credit. Best credit card for students with bad credit: Discover it ® Secured Credit Card. 2021. From the few threads I found here, it looks like they’re kind of meh and the fine print says that reward point value varies so it’s quite likely that 5X is something lower if you use it for cash back. This Is the Card for You If:- ABOC Platinum Rewards MasterCard - ABOC Platinum Rewards MasterCard: Afai o oe i le maketi mo se credit credit card poʻo le 0 pasene intro APR credit card, masalo ua e misia le ABOC Platinum Rewards Mastercard ® peitaʻi, E tele ona aoga e ofo atu. The remaining $26,277 in credit card spending, plus $21,600 in rent payments, would result in 47,877 points earned each year for an annual total of 71,533 points. Alliant Credit Union Login Page. With its $450 price tag, The Ritz-Carlton Credit Card may hardly seem worth it when stacked up against other luxury credit cards, but if you stay at Marriott Bonvoy locations regularly and use all. There is only one Alliant credit card offer available at the moment, but it’s a great option for people. 65%, no annual fee, no late fees and 12 months 0% APR. Customer service is not very good but workable. Plus, you can choose two categories for earning 5% cash back each. Best for Gasoline Purchases: Annual Fee: $0 ( See Rates & Fees) Rewards Program Details: Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. In early 2019, ABOC revamped the rewards program for both of these cards. Discover offers 5% on Grocery, Drugstore, and Streaming Earn a $150 statement credit when you make purchases totaling $1,200 within the first 90 days from account opening. This card is especially good for PenFed Honors. SunTrust Cash Rewards Credit Card. With the American Express British Airways Credit Card, you get ‘Purchase Protection. And much more. Travel Rewards Credit Cards For Airport Lounge Access;NerdWallet's . This cash will be credited annually to your statement, or on your request. Chase Sapphire Reserve®: Best for Overall premium card. 5% unlimited cash back on all purchases. June 6, 2021 • @ejcraftsman10. The ABOC Platinum Rewards Credit Card just got revamped to include 5X rewards on rotating categories each quarter. N/A. 5% or 2% back, depending on your eligibility for the credit union's Honors Advantage program. 5 percent flat cash back rate, but the redemption options are even better. 5% or 2% back, depending on your eligibility for the credit union's Honors Advantage program. Savings. British Airways Visa Signature® Card vs. 9/5. Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. You'll earn 5% back on prepaid air, hotel and car reservations booked through the U. Other benefits and drawbacks: The JetBlue credit card offers 50% savings on. The Capital One Platinum Credit Card is a solid option for those with average credit. As a cardholder, you will earn 1 Platinum Rewards Point for every $1 dollar you spend on purchases on the card, capped at 100,000 points per year. Say goodbye to rotating 5x bonus categories. Services. NerdWallet rating. The Milestone Mastercard® – $700 Credit Limit offers the worst of all worlds: high rates, high fees and no benefits, all packaged and delivered to customers with limited other options. There is also no returned-payment fee, no over-limit fee and no minimum interest. Citi® / AAdvantage® Platinum Select® World Elite Mastercard®. Limited Time Deals. ABOC Moves Credit Card Accounts to TCM Bank, Slashes Rewards Rate. How Much Are ABOC Point Worth? Each quarter, the preferred rewards change. ABOC (Amalgamated Bank of Chicago) Platinum Rewards Credit Card Review 2021. The current welcome bonus for the Amex Platinum is 80,000 Membership Rewards points after you spend $8,000 on purchases within the first six months of card membership. The Amex Platinum earns 5 Membership Rewards points per $1 for flights booked directly with airlines or with American Express Travel on up to $500,000 per calendar year, 5 points per $1 on prepaid. There is a new 5X earner on the market! That card is the ABOC Platinum Rewards Mastercard. Power’s 2023 Canada Credit Card Satisfaction Study [1]. View all credit card offers on credit. Plus, you can earn a sign-up bonus of $150 if you spend at least $1,200 within 90 days of opening an ABOC Platinum Rewards credit card. I was - 4971246 - 2. Annual Fee: $149. Many credit cards charge a balance transfer fee in the range of 3% to 5% of the amount transferred. The card is a 5% cash back rewards card, like the Discover It and Chase Freedom. 7 Update: There’s no Foreign Transaction Fee (FTF) on this card any. Get a Truly Free Credit Score & Personalized Advice From Our Credit Experts. Straightforward rewards with a competitive flat rate on. 626 reviews. $95. You may also earn cash back in the form of a statement credit. 3%. Our Products Credit Cards & Loans. The ABOC Platinum Rewards Mastercard is probably the most well-known credit card from ABOC. Transfer balances. The Bank of America® Unlimited Cash Rewards credit card is a no-nonsense card that offers 1. – ABOC Platinum Rewards MasterCard – ABOC Platinum Rewards MasterCard: Kung nasa merkado ka para sa isang reward credit card o 0 porsyento na intro APR credit card, maaaring napalampas mo ang ABOC Platinum Rewards Mastercard ® gayunpaman, mayroon itong maraming mga maiaalok. For folks in the “good” to “excellent” credit score range of. The GM Rewards Card does not offer rental car insurance. . $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening. If you have more than a couple inquires on your credit report, don't even bother to apply. For context, 30,000 points is. Get a Truly Free Credit Score & Personalized Advice From Our Credit Experts. 1 Update: According to an email sent. This card doesn't require a perfect credit score to enjoy its above-average perks, like a sign-up bonus, 0% into APR, and no annual fee. , Nov. The Cash Rewards card from Bank of America offers 3% back on one selected category, up to $2,500 per quarter. The new 5x kid on the block: the aboc platinum rewards credit card. 01 per point. com and find your perfect credit card today. This can add up — for example, transferring $5,000 to a card with a 3% balance transfer fee would cost you $150. 85% and earn 2. 25% cashback when you use it to shop. Better with the Preferred Rewards for Business program: Bank of America Business Advantage Travel Rewards card review. Tailored solutions to meet your needs. HT: DoC. You are required to sign up for these categories each quarter and you’re limited to earning 5% back on the first $1,500 spend in participating categories each quarter (maximum of $75 cash back). ABOC Moves Credit Card Accounts to TCM Bank, Slashes Rewards Rate. 5% standard for an entire generation of cash-back credit cards. You can earn cash with cashback cards and miles with travel cards. $0 annual fee. 1. By Chris Muller October 7, 2022 August 5, 2023. Welcome bonus — modest, but valuable. ABOC Platinum Rewards Card. Credit Cards. Skip to content Search What's. Other benefits and drawbacks: The Southwest Rapid Rewards. Below average in customer satisfaction: Scotiabank ranks 7th out of 13 banks in J. The information about the Wells Fargo Platinum card has been collected by NerdWallet and has not been provided or reviewed by the card issuer. Note. $95. Amex MRCC. The ABOC Platinum card mainly uses the Experian credit bureau for approval. The Navy Federal More Rewards American Express® Card* is a solid pick among credit cards for everyday spending. View statements. The information about the following cards has been independently collected by WalletHub: Amalgamated Bank of Chicago Platinum Rewards Mastercard® Credit Card WalletHub Answers is a free service that helps. Among no-annual-fee credit cards, earning an uncapped 3 points per dollar on. Easy-to-earn welcome offer: Spend just $1,200 on your new ABOC Union Strong Credit Card within your first 90 days as a new cardholder and you will earn a $150 statement credit. You may be able to get your deposit back in as little as 11 months when you maintain a good payment history. The TD FlexPay Credit Card * charges no annual fee and offers a generous 0% introductory APR for the first 18 billing cycles after account opening on balance transfers, then a variable APR of 19. The Marriott Bonvoy Brilliant® American Express® Card (terms apply, see rates & fees) has one of the higher annual fees on this list, but offers luxury benefits like a $300 dining statement. 2023's Top Credit Cards (New!). ABOC Platinum Rewards MasterCard Guide to Use Use & Review Card. Cardholders earn 5X rewards on up to $1,500 in combined purchases each quarter in popular categories. Annual fee: $0. Excellent. Bank Cash+ Visa Signature Card. Cardholders will earn 5 miles per dollar. I just saw this card from Amalgamated Bank of Chicago. Annual fee: $0. View all credit card offers on credit. See if it's right for your needs. Gold tier ($20,000 to $49,999): 25 percent bonus cash rewards; Platinum tier ($50,000 to $99,999):. HT: DoC. Meanwhile, redeeming a $500 gift card will require 50,000 points or $0. Simply access your account by clicking on the link below. As for reporting, the ABOC Platinum card reports to all three major credit bureaus (Experian, TransUnion and. 9 Update: 2023 Q4 (Oct. Amalgamated Bank of Chicago Platinum Rewards Mastercard® Disclosure: Amalgamated Bank of Chicago has temporarily suspended its balance transfer offer for new accounts due to the current economic environment. Updated September 20, 2023. 29. It won’t be cheap, though, as its annual fee is $75 for the first year and $99 after. Also, earn unlimited 1% cash back on all other purchases. Best store credit cards for bad credit: Amazon Secured Card. Earning Rewards. Amounting to just $. Beginning Jan. Earning Points. 7 Update: There’s no Foreign Transaction Fee (FTF) on this card any. Plus, you can choose two categories for earning 5% cash back each quarter — up to $2,000 of these purchases, then 1% back. You'll earn 5% back on prepaid air, hotel and car reservations booked through the U. Since August 27, 2021, the ABOC Platinum rewards card has moved to a new rewards provider and no longer offers the quarterly 5x categories. Wells Fargo Autograph℠ Card - Best no-annual-fee travel credit card runner-up. The Venture X, for an annual fee of $395, provides a 10,000 anniversary miles bonus and a $300 annual. ABOC Platinum Rewards Credit Card Review: Rewards for Fair Credit Finding your next rewards credit card is something that you should take seriously. Apply and select your preferred metal Card design: classic. Edward. 1 Opinion Site. Subject to credit approval. Welcome Offer: In your first year as a new Cobalt Cardmember, you can earn 1,250 Membership Rewards® points for each monthly billing period in which you spend $750 in net purchases on your Card. Reward Rates. ABOC Platinum Rewards Mastercard ® credit card belongs to the bank of Chicago. From now on, the cards. Simply access your account by clicking on the link below. Bank of Queensland Platinum Visa Credit Card: 150,000 Q Points. 5% to 2. 9 Update: The new offer is $200. To sum up this ABOC Platinum Rewards review, we’ll say this: For folks in the “average” credit score range of 630-700 or so, this is a solid card and well worth considering. It offers 1 - 5% in disney rewards dollars on purchases, plus a $400 statement credit after spending $1,000 in the first 3 months. As the name implies, this is predominantly a rewards card, which pays 0. Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening. Hilton Honors American Express Aspire Card. Alliant Credit Union credit cards can save you 1. 7/5 for User Reviews. Oct 12, 2020. Earn 60,000 bonus miles after you spend $5,000 in purchases on your new Card in your first 6 months. 0. Installing it from the. Chase Sapphire. Welcome bonus: 25,000 points after spending $1,000 on purchases in the first 90 days of account opening. Earn 3% cash back in the category of your. But for many. 74% Variable APR (see rates and fees). 5 Update: It seems this card is discontinued. - ABOC Platinum Rewards MasterCard - ABOC Platinum Rewards MasterCard: Se site in u mercatu per una carta di creditu di ricumpensa o 0 per centu intro carta di creditu APR, pudete avè mancatu l'ABOC Platinum Rewards Mastercard ® in ogni casu, Hà assai vantaghji da offre. Request Credit Limit Increases. This card is a Mastercard issued by the. bank cash+ Gift cards and cash back have a lower redemption value for points. This is in addition to the 5% categories every quarter. Additional Education. Earn. ABOC Platinum Rewards: Final Thoughts. Point values vary, though. No late fees or interest charges because this is not a credit card. a. 24% variable. If you want a cheaper security deposit: The Capital One Platinum Secured Credit Card (see rates and fees) offers a minimum deposit of $49, $99, or $200, depending on your credit and income. If there’s a chance you won’t be able to pay off the transferred balance in full before the introductory period ends, the Navy Federal Platinum Credit Card could be a good fit, since it offers a very low ongoing balance transfer APR of 11. You can only earn 1% cashback on all purchases afterwards. US Bank Cash+ Visa Signature Credit Card Review 2022. The card has similar bonus categories to the PenFed Platinum Rewards Visa Signature Card: 4% cash back on eligible gas and EV charging purchases up to $7,000 per year (then 1%), 3% cash back on. $95 Annual Fee: Yes, Bank of America Premium Rewards is nearly 4 times more expensive than the average credit card, based on its annual fee alone. Unlimited Cash Rewards offers a 0% introductory APR on balance transfers and purchases for your first 15 billing cycles — more or less typical for. The information about the Wells Fargo Platinum card has been collected by NerdWallet and has not been provided or reviewed by the card issuer. Get a Truly Free Credit Score & Personalized Advice From Our Credit Experts. Let’s take a look in this quick reviewThe information about the following cards has been independently collected by WalletHub: Amalgamated Bank of Chicago Platinum Rewards Mastercard® Credit Card WalletHub Answers is a free service that helps. Given that several banks offer credit cards earning 2% on all. 0. @m_adams • 03/31/21. The TD Clear card with a $1,000 credit limit requires a. George / Bank of Melbourne / BankSA Amplify Signature Credit Card: 150,000 Amplify Points. 24% - 29. 5% unlimited cashback on other spends* (exclusions apply) Other. – ABOC Platinum Rewards MasterCard – ABOC Platinum Rewards MasterCard: Jekk qiegħed fis-suq għal karta ta 'kreditu ta' premjijiet jew 0 fil-mija intro karta ta 'kreditu APR, jista' jkun li tkun insejt l-ABOC Platinum Rewards Mastercard ® madankollu, Għandha ħafna vantaġġi x'toffri. St. This detail makes the Quicksilver Secured card an ideal choice if you’re just getting started with rewards credit cards and don’t need the headache of juggling multiple cards and strategizing. Earn Verizon Dollars when you use the card. (Message & data rates may apply). Remember to provide your full name and zip code within your mail! But keep in mind, that the application process for the ABOC Platinum credit card can take up to 14 business days. 5% to 2. $99. SMALL BUSINESS SPOTLIGHT. As I stated in another post, watch out for the post date for the Chase Freedom’s Ultimate Rewards points. I have a 800 + scores on all three credit bureaus, and absolutely ZERO credit card debt. The U. ABOC Platinum Rewards Card. Sign up for the ABOC Platinum Rewards Credit Card*. 4 to 1. The Alaska Airlines Visa credit card earns Mileage Plan miles. com and find your perfect credit card today. 90%. But just like with other cards we review, we stress that potential applicants should pay attention to this card's rates and fees as part of the bigger overall picture. Our Products Credit Cards & Loans. American Express Business Gold Card basics. bank cash+Gift cards and cash back have a lower redemption value for points. com ConfirmCard (AMEX Card Confirmation) DoubleYourLine Pre-Approved Merrick Bank Card (DoubleYourLine. Aboc platinum rewards card review & card details. The higher the annual fee, the less appealing this card becomes. HT: DoC. com. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege. 2 Update: There’s a new benefit: earn 5% cashback on prepaid air, hotel and car reservations booked directly in the US Bank Rewards Travel Center. 3–14 Points per $1. 90% – 22. 8 cents per point in value toward travel redemptions (more realistically in the 1. dollars, whichever is greater. 5 points. ABOC Moves Credit Card Accounts to TCM Bank, Slashes Rewards Rate. On Star Rewards days, Platinum members earn extra bonus points on top of. The card does charge a $49 annual fee, though. The higher the annual fee, the less appealing this card becomes. While it may be a decent choice for modest spenders who. People with a credit score between 690 and 719 can easily qualify for this credit card provided they have enough income to prove that they can pay back. Credit Cards See credit cards & more. Capital One rewards. 5% cash back on purchases and is available to applicants with only. – ABOC Platinum Rewards MasterCard – ABOC Platinum Rewards MasterCard: Ako ste na tržištu za nagradnu kreditnu karticu ili 0 % uvodne APR kreditne kartice, možda ste propustili ABOC Platinum Rewards Mastercard ®, međutim, nudi vam mnogo pogodnosti. Last updated on September 19th, 2023. Personally, I value Membership Rewards points at ~1. Cardholders earn 5X rewards on up to $1,500 in combined purchases each quarter in popular categories. One of the drawbacks of the Capital One Platinum Card is that it has a high 30. We would like to show you a description here but the site won’t allow us. , Dec. To break it down further, Caesars Credit Card earned a score of 3. Pros No annual. 24%, based on creditworthiness. No late fees or interest charges because this is not a credit card. 65%, no annual fee, no late fees and 12 months 0% APR. For example, a balance of $1,000 could cost $20 in transfer fees. The ABOC Platinum Rewards MasterCard features a sign-up bonus of a $150 after spending $1,200 on the card within the first 90 days of account opening. Best Bank of America Credit Cards of November 2023. View all credit card offers on credit. /5 NerdWallet rating. Make payments. Rates and fees: Has an annual fee. Amalgamated Bank of Chicago offers the Platinum Rewards credit card, is it of interest to us due to the 5x rotating categories and $150 sign up bonus. Re: ABOC Platinum Rewards Credit Card. View all credit card offers on credit. Online account access for your credit card provides you the quickest and easiest way to: Activate your credit card. Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening. 5 Update: It seems this card is discontinued. A number of credit cards offer 5% cashback in categories that rotate every quarter (three months). When applying for the card, you can choose between 2 “looks” or designs. ABOC has many things to offer, but at its core, this is a rewards card. Enroll for all 5% category credit cards for the first quarter of 2023, including the Chase Freedom/Flex, Discover IT, Citi Dividend, US Bank Cash+, more. 8 Update: The 5% cashback feature will be removed as of Aug 27. Earn 2% cash back on up to $1,000 spent. Credit Cards; ABOC Platinum Rewards Credit Card; Options. The Ally Everyday Cash Back Mastercard is a tiered-rewards credit. 90% - 22. Or, the deposit requirement could be $99 or $200, depending on the specifics of. The Cash Rewards card from Bank of America offers 3% back on one selected category, up to $2,500 per quarter. $450. WalletHub's Take: The PenFed Power Cash Rewards Visa Signature Card is the best PenFed credit card for everyday cash back rewards, giving at least 1. The redemption value is different if you do not deposit your points into a Fidelity account. Guides | CREDIT CARD. It is easy to use, especially the reward points system. Discover it. 3–14 Points per $1. 1, ABOC Platinum Rewards Mastercard® Credit Card and ABOC Union Strong Mastercard® Credit Card holders can earn 5 points per $1 spent in quarterly rotating bonus categories on up. ABOC (Amalgamated Bank of Chicago) Platinum Rewards Credit Card Review 2021. Use the Playcard Mobile App to manage your Card Account on the go and enroll to get text messages or email alerts. Comprehensive services with a personal touch. 10% accelerated cashback on dining, food delivery and grocery spends (up to INR 1000 per billing cycle); 1. New 5X bonus categories for 2020. US Bank Cash+ Visa Signature Credit Card Review 2022. This means you would earn a. Amex Platinum comes with a lot of rewards value, too, starting with a welcome offer of 80,000 points for spending $8,000 within 6 months of opening an account. View all credit card offers on credit. ABOC Platinum Rewards Mastercard Review While there are several major credit card issuers that offer cards that feature 5x rewards, perhaps you haven't heard of the ABOC Platinum Rewards. 24% variable APR on purchases will make. How It Works; Pricing; Education; Community; Support;. Q1. Subscribe to RSS Feed. com and find your perfect credit card today. Forbes Advisor estimates that an additional $27,878 can reasonably be charged to a credit card in non-bonused categories which would earn 27,878 additional points. Мукофотҳои ABOC Platinum MasterCard: Агар шумо дар бозори корти кредитӣ ё 0 фоизи корти кредитии APR бошед, шумо шояд ABOC -ро аз даст додаед. By Виктория Акпан TMLT Декабри. View statements. If an eligible item is stolen or accidentally damaged, you will be reimbursed £2,500. Popular Card Reviews. Qantas American Express Discovery. Read in-depth credit card reviews to find out which cards have the best perks and more. Get PlayCard and Stay in the Action. 5% cash back rewards option. Credit Recommended (740-850) Apply now at Amalgamated Bank of Chicago's secure site. It has a railway surcharge waiver and the reward point value is INR 0. com. The cash back choices are more. Examples include dining,. I did a search on the forum, but the only posts were old. Earn 1 ABOC Rewards point for every $1 spent and earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as gas, dining, travel and entertainment, and even department stores (including Amazon. It earns 5 percent cash back on hotels and rental cars booked through Capital One Travel (terms apply) and a. Other benefits and drawbacks: The $75 Southwest annual travel credit offered by the Southwest Priority Card is an actual travel credit, meaning you can use it on airfare instead. Compare cards and apply on-line safely on the Amalgamated Bank of Chicago website. When you open a Verizon Visa Card account, earn a $100 credit applied to your credit card bill after spending $1,000 in the first 90 days. Bookstore Purchases. by William Charles. The ABOC Platinum Rewards Mastercard® from the Amalgamated Bank of Chicago provides a variety of rewards with a straightforward structure: 5X rewards. com shows you the top credit card offers online. Forbes Advisor evaluated over 100 credit cards in 2023 within their respective categories, including cash-back credit cards, travel cards, flexible rewards cards, business credit cards, student. Like most secured cards, the Capital One Quicksilver Secured Cash Rewards Credit Card charges a high interest rate. IdusMomentsRedemption: Flexible options. ” Vote Up 1 Vote Down Reply June 8, 2021, 13:50 1:50 pm The information about the following cards has been independently collected by WalletHub: Amalgamated Bank of Chicago Platinum Rewards Mastercard® Credit Card WalletHub Answers is a free service that helps consumers access financial information. I just saw this card from Amalgamated Bank of Chicago. The My Best Buy® Visa® Card * earns 5% back in rewards (6% back in rewards for Elite Plus card members) on Best Buy purchases, 3% back in rewards on gas purchases, 2% back in. Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening; Card Benefits. Since August 27, 2021, the ABOC Platinum rewards card has moved to a new rewards provider and no longer offers the quarterly 5x categories.